Comment regarding the CLOUD aspects.
I use OS/2 (MSI 880G-E45 mb, AMD Phenom II X6 CPU) fulltime. My kids and the wife use Win 7 Pro boxes. We also have a ZyXel 325v2 NAS box. All machiens are inter-connected, although the OS/2 box is a client only.
OK, now to the cloud....aka NAS...these really have the vast majority of functionality needed today for you to safeguard your data and keep the access very restricted. Case in point, many implement VPN tunnels between your home NAS and whatever mobile device you are using to access it. Yes, you do want to make sure your router is up-to-speed on security setups, but that's easily configured.
I am in the process of deploying a 4TB NAS setup, all of the kids' media is going on it, I am actively moving them away from storing stuff locally on their laptops (well, with the requird explanation of course as to what is suitable to be moved out to the NAS vs stored locally).
Anyways, I am thinking the OS/2 platform I use today has another 2-3 yrs of life left in it. The next biggest challenge will be to upgrade the hardware to the newer Ryzen AMD platform...some posts have appeard in our forum regarding the experience people are having with these, so it looks like that is viable move.