I found I have a 128GB USB key I was using with my phone.
[I:\]dir
Volume in drive I has no label.
The Volume Serial Number is 1CEC:3E04.
Directory of I:\
12-21-21 10:57a <DIR> 0 ---- LOST.DIR
12-21-21 10:57a <DIR> 0 ---- .android_secure
12-21-21 11:00a <DIR> 0 ---- Music
12-21-21 10:58a <DIR> 0 ---- Android
12-21-21 10:58a <DIR> 0 ---- Podcasts
12-21-21 10:58a <DIR> 0 ---- Ringtones
12-21-21 10:58a <DIR> 0 ---- Alarms
12-21-21 10:58a <DIR> 0 ---- Notifications
12-21-21 10:58a <DIR> 0 ---- Pictures
12-21-21 10:58a <DIR> 0 ---- Movies
12-21-21 10:58a <DIR> 0 ---- Download
12-21-21 10:58a <DIR> 0 ---- DCIM
12 file(s) 0 bytes used
118,064,087 K bytes free
[I:\]format i: /fs:jfs
The type of file system for the disk is FAT32.
Warning! All data on hard disk i: will be lost!
Proceed with FORMAT (Y/N)? y
Enter up to 11 characters for the volume label
or press Enter for no volume label.
Format completed successfully.
120825104 kilobytes total disk space.
120773552 kilobytes are available.
[I:\]dir I:
Volume in drive I has no label.
The Volume Serial Number is 63C2:D5BE.
Directory of I:\
8-20-24 2:56p <DIR> 0 ---- .
8-20-24 2:56p <DIR> 0 ---- ..
2 file(s) 0 bytes used
123,672,117 K bytes free
With FC/2 reporting,
117,957M total bytes on drive I:
117,942M bytes free on drive I:
0 files use 0 bytes in
I:\
File System : JFS
So formatting a stick as JFS works fine as long as previously it was partitioned with LVM or DFSee, I forget what I used, likely DFSee.
And of course, whether it is a USB key or hard drive doesn't matter to the operating system, they look the same.